  :root {
  /* === Type scale tokens (P0) === */
  --fs-3xs:.625rem; --fs-2xs:.6875rem; --fs-xs:.75rem; --fs-sm:.8125rem; --fs-ms:.875rem;
  --fs-md:.9375rem; --fs-base:1rem; --fs-lg:1.125rem; --fs-xl:1.25rem; --fs-2xl:1.5rem;
  --fs-3xl:1.75rem; --fs-4xl:2rem; --fs-5xl:2.25rem; --fs-6xl:3rem; --fs-7xl:3.5rem; --fs-8xl:4.5rem;
  --fs-fluid-hero:clamp(2.4rem,5.5vw,3.8rem); --fs-fluid-1:clamp(2rem,4vw,3rem); --fs-fluid-2:clamp(1.8rem,3.5vw,2.6rem);
  --fs-fluid-3:clamp(1.6rem,3vw,2.2rem); --fs-lead:clamp(1.3rem,2.5vw,1.65rem); --fs-lead-sm:clamp(1.15rem,2vw,1.5rem); --fs-fluid-base:clamp(1.05rem,2vw,1.25rem);

    --teal: #223F45;
    --tan: #A87F51;
    --off-white: #E6E9E2;
    --navy: #19282D;
    --mid-blue: #5F9EB0;
    --white: #FFFFFF;
    --text: #2C3E3E;
    --text-light: #5A6B6B;
    --label-color: var(--tan);
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }

  .progress-bar {
    position: fixed;
    top: 0;
    left: 0;
    height: 2px;
    width: 0;
    background: var(--mid-blue);
    z-index: 200;
    transition: width 0.1s linear;
  }

  html {
    scroll-behavior: smooth;
    font-size: var(--fs-base);
  }

  /* Fixed strip (36px) + nav (72px): anchors must stop below them */
  [id] {
    scroll-margin-top: 124px;
  }

  body {
    font-family: 'Montserrat', sans-serif;
    color: var(--navy);
    background: var(--navy);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
  }

  h1, h2, h3 {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    letter-spacing: -0.01em;
  }

  /* ---- CROSS-LINE STRIP (Rivei platform nav) ---- */
  .cross-line-strip {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    height: 36px;
    z-index: 101;
    background: rgba(25, 40, 45, 0.95);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border-bottom: 1px solid rgba(95, 158, 176, 0.15);
    display: flex;
    align-items: center;
    font-family: 'Montserrat', sans-serif;
  }
  .cross-line-inner {
    max-width: 1200px;
    width: 100%;
    margin: 0 auto;
    padding: 0 2rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
  }
  .cross-line-links {
    display: flex;
    gap: 1.4rem;
    font-size: var(--fs-2xs);
    font-weight: 600;
    letter-spacing: 0.16em;
    text-transform: uppercase;
  }
  .cross-line-links a {
    color: rgba(230, 233, 226, 0.5);
    text-decoration: none;
    padding-bottom: 2px;
    border-bottom: 1px solid transparent;
    transition: color 0.3s ease, border-color 0.3s ease;
  }
  .cross-line-links a:hover { color: var(--mid-blue); border-bottom-color: var(--mid-blue); }
  .cross-line-links a.cross-line-brand { color: var(--mid-blue); }
  .cross-line-links a.cross-line-brand:hover { color: var(--off-white); border-bottom-color: var(--off-white); }
  .cross-line-links a.is-active {
    color: var(--off-white);
    border-bottom-color: var(--mid-blue);
  }
  .cross-line-lang {
    display: flex;
    gap: 0.5rem;
    font-size: var(--fs-3xs);
    font-weight: 700;
    letter-spacing: 0.14em;
    align-items: center;
  }
  .cross-line-lang button {
    background: none;
    border: none;
    cursor: pointer;
    padding: 2px 4px;
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-3xs);
    font-weight: 700;
    letter-spacing: 0.14em;
    transition: color 0.2s ease;
  }
  .cross-line-lang .lang-active { color: var(--off-white); }
  .cross-line-lang .lang-inactive { color: rgba(230, 233, 226, 0.4); }
  .cross-line-lang .lang-inactive:hover { color: var(--mid-blue); }
  .cross-line-lang .lang-sep { color: rgba(230, 233, 226, 0.25); }
  @media (max-width: 600px) {
    .cross-line-inner { padding: 0 1rem; }
    .cross-line-links { gap: 1rem; font-size: var(--fs-3xs); letter-spacing: 0.12em; }
  }

  /* ---- NAV ---- */
  nav {
    position: fixed;
    top: 36px;
    left: 0;
    right: 0;
    z-index: 100;
    background: rgba(25, 40, 45, 0.95);
    backdrop-filter: blur(24px) saturate(170%);
    -webkit-backdrop-filter: blur(24px) saturate(170%);
    border-bottom: 1px solid rgba(95, 158, 176, 0.15);
    transition: background 0.3s ease;
  }

  .nav-inner {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 72px;
  }

  .nav-logo img {
    height: 36px;
    width: auto;
  }

  .nav-links {
    display: flex;
    gap: 2.5rem;
    list-style: none;
  }

  .nav-links a {
    color: rgba(230, 233, 226, 0.55);
    text-decoration: none;
    font-size: var(--fs-xs);
    font-weight: 500;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    transition: color 0.3s ease, border-color 0.3s ease;
    padding-bottom: 2px;
    border-bottom: 1px solid transparent;
  }

  .nav-links a:hover {
    color: var(--tan);
    border-bottom-color: var(--tan);
  }

  .nav-links .nav-login {
    border: 1px solid rgba(168,127,81,0.35);
    padding: 0.35rem 1rem;
    border-radius: 3px;
    letter-spacing: 0.06em;
  }

  .nav-links .nav-login:hover {
    border-color: var(--tan);
    color: var(--tan);
  }

  /* Mobile nav toggle */
  .nav-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    padding: 4px;
  }

  .nav-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--white);
    margin: 5px 0;
    transition: all 0.3s ease;
  }

  /* ---- HERO ---- */
  .hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--navy);
    overflow: hidden;
  }

  .hero-bg {
    position: absolute;
    inset: 0;
    background: url('../../holdings/strategy/hero.jpg') center center / cover no-repeat fixed;
    z-index: 0;
  }
  .hero-bg::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(34,63,69,0.75) 0%, rgba(25,40,45,0.65) 100%);
  }

  .hero-content {
    position: relative;
    z-index: 2;
    max-width: 860px;
    padding: 0 2rem;
    text-align: center;
  }

  .hero h1 {
    font-size: var(--fs-fluid-hero);
    color: var(--white);
    line-height: 1.15;
    margin-bottom: 1.5rem;
  }

  .hero p {
    font-size: var(--fs-fluid-base);
    color: rgba(230, 233, 226, 0.85);
    line-height: 1.7;
    font-weight: 400;
    max-width: 640px;
    margin: 0 auto 2.5rem;
  }

  .hero-scroll {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--mid-blue);
    text-decoration: none;
    font-size: var(--fs-ms);
    font-weight: 500;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    transition: color 0.3s ease, opacity 0.3s ease;
  }

  .hero-scroll:hover { color: var(--off-white); }

  .hero-scroll svg {
    animation: bobDown 2s ease-in-out infinite;
  }

  @keyframes bobDown {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(6px); }
  }

  /* ---- SECTIONS ---- */
  .container {
    max-width: 1080px;
    margin: 0 auto;
  }

  .section-label {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-ms);
    font-weight: 600;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--label-color);
    margin-bottom: 0.75rem;
  }

  .section-label::after {
    content: '';
    display: block;
    width: 48px;
    height: 3px;
    background: var(--tan);
    margin-top: 0.75rem;
  }

  .section-label-center {
    text-align: center;
  }

  .section-label-center::after {
    margin-left: auto;
    margin-right: auto;
  }

  .section-title {
    font-size: var(--fs-fluid-2);
    color: var(--teal);
    line-height: 1.2;
    margin-bottom: 1.5rem;
  }

  .section-body {
    font-size: var(--fs-base);
    line-height: 1.8;
    color: var(--text);
    font-weight: 300;
  }

  .section-body + .section-body {
    margin-top: 1.2rem;
  }

  /* ---- OPPORTUNITY ---- */
  .opportunity {
    background: var(--off-white);
  }

  .facts-label {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-xs);
    font-weight: 600;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--label-color);
    margin-top: 3.5rem;
  }

  .facts-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    grid-auto-rows: 1fr;
    gap: 2rem;
    margin-top: 1.5rem;
  }

  .fact-card {
    background: var(--white);
    border: 1px solid rgba(34, 63, 69, 0.08);
    border-radius: 4px;
    padding: 2.25rem 1.75rem;
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
    transition: border-color 0.3s ease, box-shadow 0.3s ease;
  }

  .fact-card:hover {
    border-color: rgba(168, 127, 81, 0.3);
    box-shadow: 0 4px 24px rgba(34, 63, 69, 0.08);
  }

  .fact-card h3 {
    font-size: var(--fs-xl);
    color: var(--navy);
    line-height: 1.35;
    margin-bottom: 0.9rem;
    flex: 1;
  }

  .fact-stat {
    font-size: var(--fs-ms);
    font-weight: 500;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--label-color);
    line-height: 1.5;
  }

  .fact-stat sup {
    font-size: 0.65em;
  }

  .opp-quote {
    border-left: 3px solid var(--tan);
    padding-left: 1.75rem;
    margin-top: 3.5rem;
  }

  .opp-quote p + p {
    margin-top: 0.75rem;
  }

  /* Hanging rule: on wide screens the tan border sits in the margin so quote
     text aligns with the section's main left text edge */
  @media (min-width: 1200px) {
    .opp-quote,
    .who-body {
      margin-left: calc(-1.75rem - 3px);
    }
  }

  .opp-quote p {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-2xl);
    line-height: 1.4;
    color: var(--teal);
  }

  /* ---- CRITERIA ---- */
  .criteria {
    background: var(--teal);
  }

  .criteria .section-title {
    color: var(--white);
  }

  .criteria-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    grid-auto-rows: 1fr;
    gap: 1.5rem;
    margin-top: 3rem;
  }

  .criteria-card {
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(230, 233, 226, 0.1);
    border-radius: 4px;
    padding: 2rem 1.75rem;
    text-align: center;
    transition: background 0.35s ease, border-color 0.35s ease;
  }

  .criteria-card:hover {
    background: rgba(168, 127, 81, 0.12);
    border-color: rgba(168, 127, 81, 0.35);
  }

  .criteria-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1rem;
  }

  .criteria-icon svg {
    width: 32px;
    height: 32px;
    stroke: var(--tan);
    fill: none;
    stroke-width: 1.5;
    stroke-linecap: round;
    stroke-linejoin: round;
  }

  .criteria-card h3 {
    font-size: var(--fs-lg);
    color: var(--off-white);
    margin-bottom: 0.6rem;
  }

  .criteria-main {
    font-size: var(--fs-md);
    font-weight: 400;
    color: rgba(230, 233, 226, 0.92);
    line-height: 1.5;
  }

  .criteria-sub {
    font-size: var(--fs-sm);
    font-weight: 300;
    color: rgba(230, 233, 226, 0.6);
    line-height: 1.55;
    margin-top: 0.4rem;
  }

  .criteria-cta {
    text-align: center;
    margin-top: 2.75rem;
  }

  /* Same geometry as the Advisors cta-button; aqua for Holdings, tan stays Advisors */
  .criteria-cta a {
    display: inline-block;
    padding: 1rem 2.25rem;
    background: var(--mid-blue);
    color: var(--navy);
    text-decoration: none;
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-ms);
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    border-radius: 3px;
    border: 1px solid var(--mid-blue);
    transition: background 0.25s ease, color 0.25s ease, transform 0.2s ease, box-shadow 0.25s ease;
    box-shadow: 0 4px 14px rgba(95, 158, 176, 0.25);
  }

  .criteria-cta a:hover {
    background: var(--white);
    color: var(--navy);
    border-color: var(--white);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(95, 158, 176, 0.35);
  }

  /* ---- APPROACH ---- */
  .approach {
    background: var(--white);
  }

  .approach-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 3rem;
  }

  .approach-card {
    border-radius: 4px;
    padding: 2.5rem 2rem;
    position: relative;
    overflow: hidden;
    transition: transform 0.35s ease, box-shadow 0.35s ease;
    min-height: 280px;
    display: flex;
    flex-direction: column;
  }

  .approach-card:hover {
    transform: scale(1.03);
    box-shadow: 0 12px 40px rgba(25, 40, 45, 0.25);
  }

  .approach-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background-size: cover;
    background-position: center;
    transition: transform 0.5s ease;
    z-index: 0;
  }

  .approach-card:hover::before {
    transform: scale(1.08);
  }

  .approach-card::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(34,63,69,0.65) 0%, rgba(25,40,45,0.88) 100%);
    z-index: 1;
  }

  .approach-card-accent {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--tan);
    z-index: 2;
  }

  .approach-card h3 {
    color: var(--white);
    font-size: var(--fs-2xl);
    margin-bottom: 1rem;
    position: relative;
    z-index: 2;
  }

  .approach-card p {
    color: rgba(230, 233, 226, 0.88);
    font-size: var(--fs-md);
    line-height: 1.7;
    font-weight: 300;
    position: relative;
    z-index: 2;
    margin: 0;
  }

  .approach-card:nth-child(1)::before,
  .approach-card:nth-child(2)::before,
  .approach-card:nth-child(3)::before {
    background: linear-gradient(135deg, #1a3338 0%, #223F45 100%);
  }

  /* Staggered fade-in for cards */
  .approach-card.fade-in-card {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.6s ease, transform 0.6s ease, box-shadow 0.35s ease;
  }

  .approach-card.fade-in-card.visible {
    opacity: 1;
    transform: translateY(0);
  }

  .approach-card.fade-in-card.visible:hover {
    transform: translateY(0) scale(1.03);
    box-shadow: 0 12px 40px rgba(25, 40, 45, 0.25);
  }

  .approach-card.fade-in-card:nth-child(2) { transition-delay: 0.15s; }
  .approach-card.fade-in-card:nth-child(3) { transition-delay: 0.3s; }

  /* ---- WHO WE ARE ---- */
  .who {
    background: var(--off-white);
  }

  .who-pullquote {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-2xl);
    line-height: 1.4;
    color: var(--teal);
    margin-bottom: 1.5rem;
  }

  .who-body {
    border-left: 3px solid var(--tan);
    padding-left: 1.75rem;
  }

  .who-body .section-body {
    font-size: var(--fs-base);
  }

  /* Team grid lives inside the About section (merged) */
  .who .team-grid {
    margin-top: 4.5rem;
  }

  /* ---- TEAM ---- */
  .team {
    background: var(--white);
  }

  .team-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
    margin-top: 3rem;
  }

  .team-member {
    text-align: center;
  }

  .team-photo {
    width: 180px;
    height: 180px;
    border-radius: 50%;
    margin: 0 auto 1.5rem;
    overflow: hidden;
    background: var(--teal);
    display: flex;
    align-items: center;
    justify-content: center;
    border: 3px solid #223F45;
  }

  .team-photo span {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-5xl);
    color: var(--mid-blue);
  }

  .team-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
  }

  .team-name {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-xl);
    color: var(--navy);
    margin-bottom: 0.25rem;
  }

  .team-title {
    font-size: var(--fs-ms);
    font-weight: 500;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--label-color);
    margin-bottom: 1rem;
  }

  .team-bio {
    font-size: var(--fs-md);
    line-height: 1.65;
    color: var(--text-light);
    font-weight: 300;
    padding: 0 0.5rem;
  }

  .team-linkedin {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    margin-top: 1rem;
    color: var(--mid-blue);
    text-decoration: none;
    font-size: var(--fs-ms);
    font-weight: 500;
    letter-spacing: 0.04em;
    transition: color 0.2s ease;
  }

  .team-linkedin:hover {
    color: var(--teal);
  }

  /* ---- PRINCIPLES ---- */
  .principles {
    background: var(--teal);
  }

  .principles .container {
    max-width: 1280px;
  }

  .principles .section-label {
    color: var(--label-color);
  }

  .principles .section-title {
    color: var(--white);
    text-align: center;
  }

  .principles .section-title span {
    transition: color 0.3s ease;
  }

  .principles .section-title span.active {
    color: var(--tan);
  }

  .principles-intro {
    font-size: var(--fs-base);
    line-height: 1.7;
    color: rgba(230, 233, 226, 0.75);
    font-weight: 300;
    text-align: center;
    max-width: 780px;
    margin: 0 auto;
  }

  .principles-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
    margin-top: 3rem;
    max-width: 720px;
    margin-left: auto;
    margin-right: auto;
  }

  .principle-item {
    background: rgba(255,255,255,0.04);
    border: 1px solid rgba(230,233,226,0.1);
    border-radius: 4px;
    padding: 2rem 1.75rem;
    text-align: center;
    cursor: default;
    transition: background 0.35s ease, border-color 0.35s ease;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-start;
  }
  .principle-item:hover,
.principle-item.active {
    background: rgba(168,127,81,0.12);
    border-color: rgba(168,127,81,0.35);
  }

  /* ---- HORIZONTAL LAYOUT ---- */
  .principles-grid.horizontal {
    grid-template-columns: repeat(6, 1fr);
    max-width: 100%;
    gap: 1rem;
  }

  .principles-grid.horizontal .principle-item {
    padding: 1.5rem 1.25rem;
  }

  .principles-grid.horizontal .principle-name {
    font-size: var(--fs-lg);
  }

  .principles-grid.horizontal .principle-desc {
    font-size: var(--fs-sm);
    line-height: 1.55;
    visibility: hidden;
    opacity: 0;
    transition: visibility 0s 0.35s, opacity 0.35s ease;
  }

  .principles-grid.horizontal .principle-item:hover .principle-desc,
.principles-grid.horizontal .principle-item.active .principle-desc {
    visibility: visible;
    opacity: 1;
    transition: visibility 0s 0s, opacity 0.35s ease;
  }

  .principles-grid.horizontal .principle-item:hover .principle-name,
.principles-grid.horizontal .principle-item.active .principle-name {
    color: var(--tan);
  }

  .principle-name {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-lead-sm);
    color: var(--off-white);
    letter-spacing: 0.02em;
    transition: color 0.3s ease;
  }

  .principle-desc {
    font-size: var(--fs-md);
    line-height: 1.65;
    color: rgba(230, 233, 226, 0.8);
    font-weight: 300;
    margin-top: 0.75rem;
    visibility: hidden;
    opacity: 0;
    transition: visibility 0s 0.35s, opacity 0.35s ease;
  }

  .principle-item:hover .principle-name,
.principle-item.active .principle-name {
    color: var(--tan);
  }
  .principle-item:hover .principle-desc,
.principle-item.active .principle-desc {
    visibility: visible;
    opacity: 1;
    transition: visibility 0s 0s, opacity 0.35s ease;
  }

  /* ---- CONNECT (contact form, same component as Advisors) ---- */
  .connect {
    background: var(--navy);
  }

  .connect .section-title {
    color: var(--white);
  }

  .connect-intro {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-sm);
    font-weight: 400;
    color: rgba(230, 233, 226, 0.55);
    margin: 0 auto 2rem;
    max-width: 540px;
    letter-spacing: 0.02em;
    text-align: center;
  }

  .contact-form { max-width: 640px; margin: 0 auto; }
  .contact-form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
  .form-field { margin-bottom: 1rem; display: flex; flex-direction: column; }
  .form-field label {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-xs);
    font-weight: 600;
    letter-spacing: 0.1em;
    color: rgba(230, 233, 226, 0.82);
    margin-bottom: 0.45rem;
    text-transform: uppercase;
  }
  .form-optional {
    font-weight: 400;
    text-transform: none;
    color: rgba(230, 233, 226, 0.42);
    letter-spacing: 0;
    font-size: var(--fs-2xs);
    margin-left: 0.25rem;
  }
  .form-field input,
  .form-field select,
  .form-field textarea {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-md);
    padding: 0.78rem 0.9rem;
    border: 1px solid rgba(230, 233, 226, 0.18);
    border-radius: 3px;
    background: rgba(255, 255, 255, 0.04);
    color: var(--off-white);
    transition: border-color 0.2s ease, background 0.2s ease, box-shadow 0.2s ease;
    width: 100%;
  }
  .form-field select option { color: var(--navy); background: var(--white); }
  .form-field input::placeholder,
  .form-field textarea::placeholder { color: rgba(230, 233, 226, 0.32); }
  .form-field input:focus,
  .form-field select:focus,
  .form-field textarea:focus {
    outline: none;
    border-color: var(--mid-blue);
    background: rgba(255, 255, 255, 0.06);
    box-shadow: 0 0 0 3px rgba(95, 158, 176, 0.18);
  }
  .form-field textarea { resize: vertical; min-height: 120px; font-family: 'Montserrat', sans-serif; }
  .form-honeypot {
    position: absolute; left: -9999px; width: 1px; height: 1px;
    overflow: hidden; opacity: 0; pointer-events: none;
  }
  .form-submit-row { display: flex; align-items: center; justify-content: center; gap: 1rem; margin-top: 1.5rem; }
  .contact-form-submit {
    display: inline-block;
    padding: 0.85rem 2rem;
    background: var(--mid-blue);
    color: var(--navy);
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-xs);
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    border: 1px solid var(--mid-blue);
    border-radius: 3px;
    cursor: pointer;
    transition: background 0.25s ease, color 0.25s ease, border-color 0.25s ease, transform 0.2s ease, box-shadow 0.2s ease;
  }
  .contact-form-submit:hover:not(:disabled) {
    background: var(--off-white);
    color: var(--navy);
    border-color: var(--off-white);
    transform: translateY(-1px);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.35);
  }
  .contact-form-submit:disabled { opacity: 0.6; cursor: not-allowed; }
  .form-status { font-family: 'Montserrat', sans-serif; font-size: var(--fs-ms); font-weight: 500; }
  .form-status.success { color: var(--mid-blue); }
  .form-status.error { color: #E89B91; }
  .connect-email-line {
    margin-top: 2rem;
    font-size: var(--fs-sm);
    font-weight: 300;
    color: rgba(230, 233, 226, 0.5);
    text-align: center;
  }
  .connect-email-line a { color: var(--mid-blue); text-decoration: none; }
  .connect-email-line a:hover { color: var(--off-white); }
  @media (max-width: 600px) {
    .contact-form-grid { grid-template-columns: 1fr; gap: 0; }
    .form-submit-row { flex-direction: column; align-items: stretch; gap: 0.75rem; }
    .form-status { text-align: center; }
    .contact-form-submit { width: 100%; padding: 1rem 1.5rem; }
  }

  /* ---- FOOTNOTES ---- */
  .footnote-ref {
    font-size: 0.7em;
    color: var(--tan);
    text-decoration: none;
    margin-left: 1px;
  }

  .footnotes {
    background: var(--navy);
    padding: 1.5rem 2rem 0.5rem;
  }

  .footnotes p {
    max-width: 900px;
    margin: 0 auto;
    font-size: var(--fs-xs);
    line-height: 1.6;
    color: rgba(230, 233, 226, 0.4);
    font-weight: 300;
  }

  .footnotes p + p {
    margin-top: 0.4rem;
  }

  .footnotes sup {
    font-size: 0.65em;
    color: rgba(168, 127, 81, 0.6);
    margin-right: 4px;
  }

  /* ---- DISCLAIMER ---- */
  .disclaimer {
    background: var(--navy);
    padding: 2.5rem 2rem;
  }

  .disclaimer p {
    max-width: 900px;
    margin: 0 auto;
    font-size: var(--fs-xs);
    line-height: 1.7;
    color: rgba(230, 233, 226, 0.45);
    text-align: center;
    font-weight: 300;
  }

  /* ---- FOOTER ---- */
  footer {
    background: var(--navy);
    padding: 2rem 2rem 2.5rem;
    border-top: 1px solid rgba(95, 158, 176, 0.1);
  }

  .footer-inner {
    max-width: 1080px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
  }

  .footer-logo img {
    height: 28px;
    width: auto;
  }

  .footer-info {
    text-align: right;
  }

  .footer-email {
    color: var(--mid-blue);
    text-decoration: none;
    font-size: var(--fs-ms);
    font-weight: 400;
    transition: color 0.2s;
  }

  .footer-email:hover { color: var(--white); }

  .footer-copy {
    font-size: var(--fs-xs);
    color: rgba(255,255,255,0.3);
    margin-top: 0.35rem;
  }

  /* ---- RESPONSIVE ---- */
  @media (max-width: 900px) {
    .approach-grid,
    .team-grid,
    .facts-grid {
      grid-template-columns: 1fr;
      max-width: 480px;
      margin-left: auto;
      margin-right: auto;
    }

    .criteria-grid {
      grid-template-columns: repeat(2, 1fr);
    }

    .principles-grid {
      grid-template-columns: repeat(3, 1fr);
    }

    .principles-grid.horizontal {
      grid-template-columns: repeat(3, 1fr);
    }
  }

  @media (max-width: 768px) {
    /* iOS Safari: parallax via background-attachment: fixed is unreliable on long mobile pages */
    .hero-bg { background-attachment: scroll; }
    .nav-links { display: none; }
    .nav-links.open {
      display: flex;
      flex-direction: column;
      position: absolute;
      top: 72px; /* relative to nav, which already sits at top:36px (cross-line strip) */
      left: 0;
      right: 0;
      background: rgba(25, 40, 45, 0.98);
      padding: 1.5rem 2rem;
      gap: 1.25rem;
    }
    .nav-toggle { display: block; }

    .opportunity, .approach, .criteria, .who, .team, .principles, .connect { padding: 4rem 1.5rem; }

    .hero { padding-left: 1.5rem; padding-right: 1.5rem; }
    .hero h1 { font-size: var(--fs-5xl); }
    .hero-content p { padding: 0; }

    .section-label { font-size: var(--fs-sm); }
    .section-title { font-size: var(--fs-2xl); }

    .container { padding: 0; }

    .principles-grid {
      grid-template-columns: repeat(3, 1fr);
      gap: 1rem;
    }

    .principles-grid.horizontal {
      grid-template-columns: repeat(3, 1fr);
    }

    .footer-inner {
      flex-direction: column;
      gap: 1rem;
      text-align: center;
      padding: 0 1.5rem;
    }
    .footer-info { text-align: center; }
  }

  @media (max-width: 520px) {
    .principles-grid {
      grid-template-columns: repeat(2, 1fr);
      gap: 1rem;
    }
    .criteria-grid {
      grid-template-columns: 1fr;
      max-width: 420px;
      margin-left: auto;
      margin-right: auto;
    }
    .principles-grid.horizontal {
      grid-template-columns: repeat(2, 1fr);
    }
    .principle-item {
      padding: 1.75rem 1.25rem;
    }

    .team-photo {
      width: 140px;
      height: 140px;
    }
  }

  /* ---- ANIMATIONS ---- */
  .fade-in {
    opacity: 0;
    transform: translateY(20px);
    transition: opacity 0.7s ease, transform 0.7s ease;
  }

  .fade-in.visible {
    opacity: 1;
    transform: translateY(0);
  }

  /* Consistent section rhythm (vertical padding authority for all content sections) */
  .opportunity, .approach, .criteria, .who, .team, .principles, .connect {
    padding: 100px 2rem;
  }



  /* ---- SUBPAGE HEADER ---- */
  .page-header { position: relative; background: var(--navy); padding: 200px 2rem 90px; overflow: hidden; }
  .page-header::before { content: ''; position: absolute; inset: 0; background: url('../../holdings/strategy/hero.jpg') center / cover no-repeat; }
  @media (max-width: 768px) { .page-header::before { background-image: url('../../holdings/strategy/hero-m.jpg'); } }
  .page-header::after { content: ''; position: absolute; inset: 0; background: linear-gradient(135deg, rgba(34,63,69,0.82) 0%, rgba(25,40,45,0.80) 100%); }
  .page-header .container { position: relative; z-index: 2; }
  .page-header .section-label { color: var(--label-color); }
  .page-header h1 { font-size: var(--fs-fluid-1); color: var(--white); line-height: 1.15; margin-bottom: 1rem; }
  .page-header p { font-size: var(--fs-lg); color: rgba(230, 233, 226, 0.75); font-weight: 300; line-height: 1.6; }

  /* ---- SPECTRUM ---- */
  .spectrum { background: var(--white); }
  .spectrum-layout { display: grid; grid-template-columns: 1.2fr 1fr; gap: 3rem; align-items: center; margin-top: 3rem; }
  .spectrum-left { display: flex; flex-direction: column; gap: 3rem; }
  .spectrum-map svg { width: 100%; height: auto; }

  @media (max-width: 1000px) {
    .spectrum-layout { grid-template-columns: 1fr; gap: 2.5rem; }
    .spectrum-left { display: contents; }
  }

  .spectrum-item { border-top: 1px solid rgba(34, 63, 69, 0.1); padding: 1.1rem 0.9rem; transition: background 0.25s ease; border-radius: 3px; }
  .spectrum-item:last-child { border-bottom: 1px solid rgba(34, 63, 69, 0.1); }
  .spectrum-item h3 { display: inline; font-size: var(--fs-lg); color: var(--teal); margin-right: 0.6rem; }
  .spectrum-item p { display: inline; font-size: var(--fs-base); line-height: 1.7; color: var(--text); font-weight: 300; }
  .spectrum-item.hl { background: rgba(95, 158, 176, 0.16); box-shadow: inset 3px 0 0 #5F9EB0; }
  .map-node { cursor: default; }
  .map-node circle, .map-node text { transition: fill 0.2s ease, stroke 0.2s ease; }
  .map-node.hl text { fill: #5F9EB0; }
  .map-node.hl circle { fill: #5F9EB0; stroke: #5F9EB0; stroke-width: 11px; stroke-opacity: 0.28; }
  /* ---- WHY THESE ASSETS ---- */
  .assets { background: var(--off-white); }
  .asset-grid { display: grid; grid-template-columns: repeat(3, 1fr); grid-auto-rows: 1fr; gap: 2rem; margin-top: 3rem; }
  .asset-card { background: var(--white); border: 1px solid rgba(34, 63, 69, 0.08); border-radius: 4px; padding: 2.25rem 1.9rem; transition: border-color 0.3s ease, box-shadow 0.3s ease; }
  .asset-card:hover { border-color: rgba(168, 127, 81, 0.3); box-shadow: 0 4px 24px rgba(34, 63, 69, 0.08); }
  .asset-card .asset-tag { font-size: var(--fs-xs); font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--label-color); margin-bottom: 0.5rem; }
  .asset-card h3 { font-size: var(--fs-xl); color: var(--navy); margin-bottom: 0.8rem; }
  .asset-icon { margin-bottom: 1rem; }
  .asset-icon svg { width: 30px; height: 30px; stroke: var(--tan); fill: none; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; }
  .asset-card p { font-size: var(--fs-md); line-height: 1.7; color: var(--text); font-weight: 300; }

  /* ---- WHAT WE DON'T DO ---- */
  .avoid { background: var(--teal); }
  .avoid .section-title { color: var(--white); }
  .avoid-intro { font-size: var(--fs-base); line-height: 1.7; color: rgba(230, 233, 226, 0.8); font-weight: 300; }
  .avoid-grid { display: grid; grid-template-columns: repeat(3, 1fr); grid-auto-rows: 1fr; gap: 1.5rem; margin-top: 3rem; }
  .avoid-card { background: rgba(255, 255, 255, 0.04); border: 1px solid rgba(230, 233, 226, 0.1); border-radius: 4px; padding: 2rem 1.75rem; transition: background 0.35s ease, border-color 0.35s ease; }
  .avoid-card:hover { background: rgba(168, 127, 81, 0.12); border-color: rgba(168, 127, 81, 0.35); }
  .avoid-card h3 { font-size: var(--fs-lg); color: var(--off-white); margin-bottom: 0.7rem; }
  .avoid-card p { font-size: var(--fs-md); line-height: 1.65; color: rgba(230, 233, 226, 0.75); font-weight: 300; }

  @media (max-width: 900px) {
    .asset-grid { grid-template-columns: 1fr; max-width: 480px; margin-left: auto; margin-right: auto; }
    .avoid-grid { grid-template-columns: 1fr; max-width: 480px; margin-left: auto; margin-right: auto; }
  }
  @media (max-width: 768px) {
    .page-header { padding: 150px 1.5rem 56px; }
    .spectrum, .assets, .avoid { padding: 4rem 1.5rem; }
  }

  /* section rhythm for this page */
  .spectrum, .assets, .avoid { padding: 100px 2rem; }

    /* === P1: line-break quality === */
    h1, h2, h3, h4 { text-wrap: balance; }
    p { text-wrap: pretty; }
  