  :root {
  /* === Type scale tokens (P0) === */
  --fs-3xs:.625rem; --fs-2xs:.6875rem; --fs-xs:.75rem; --fs-sm:.8125rem; --fs-ms:.875rem;
  --fs-md:.9375rem; --fs-base:1rem; --fs-lg:1.125rem; --fs-xl:1.25rem; --fs-2xl:1.5rem;
  --fs-3xl:1.75rem; --fs-4xl:2rem; --fs-5xl:2.25rem; --fs-6xl:3rem; --fs-7xl:3.5rem; --fs-8xl:4.5rem;
  --fs-fluid-hero:clamp(2.4rem,5.5vw,3.8rem); --fs-fluid-1:clamp(2rem,4vw,3rem); --fs-fluid-2:clamp(1.8rem,3.5vw,2.6rem);
  --fs-fluid-3:clamp(1.6rem,3vw,2.2rem); --fs-lead:clamp(1.3rem,2.5vw,1.65rem); --fs-lead-sm:clamp(1.15rem,2vw,1.5rem); --fs-fluid-base:clamp(1.05rem,2vw,1.25rem);

    --teal: #223F45;
    --tan: #A87F51;
    --off-white: #E6E9E2;
    --navy: #19282D;
    --mid-blue: #5F9EB0;
    --dark-brown: #715A3E;
    --dark-petrol: #1D2B30;
    --white: #FFFFFF;
    --text: #2C3E3E;
    --text-light: #5A6B6B;
    --label-color: var(--tan);
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }

  .progress-bar {
    position: fixed;
    top: 0; left: 0;
    height: 2px; width: 0;
    background: var(--mid-blue);
    z-index: 200;
    transition: width 0.1s linear;
  }

  html { scroll-behavior: smooth; font-size: var(--fs-base); }

  body {
    font-family: 'Montserrat', sans-serif;
    color: var(--navy);
    background: var(--navy);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
  }

  h1, h2, h3 {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    letter-spacing: -0.01em;
  }

  /* ---- CROSS-LINE STRIP ---- */
  .cross-line-strip {
    position: fixed;
    top: 0; left: 0; right: 0;
    height: 36px;
    z-index: 101;
    background: rgba(25, 40, 45, 0.95);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border-bottom: 1px solid rgba(95, 158, 176, 0.15);
    display: flex; align-items: center;
    font-family: 'Montserrat', sans-serif;
  }
  .cross-line-inner {
    max-width: 1080px; width: 100%;
    margin: 0 auto;
    padding: 0 2rem;
    display: flex; justify-content: space-between; align-items: center;
  }
  .cross-line-links {
    display: flex; gap: 1.4rem;
    font-size: var(--fs-2xs); font-weight: 600;
    letter-spacing: 0.16em; text-transform: uppercase;
  }
  .cross-line-links a {
    color: rgba(230, 233, 226, 0.5);
    text-decoration: none;
    padding-bottom: 2px;
    border-bottom: 1px solid transparent;
    transition: color 0.3s ease, border-color 0.3s ease;
  }
  .cross-line-links a:hover { color: var(--mid-blue); border-bottom-color: var(--mid-blue); }
  .cross-line-links a.cross-line-brand { color: var(--mid-blue); }
  .cross-line-links a.cross-line-brand:hover { color: var(--off-white); border-bottom-color: var(--off-white); }
  .cross-line-links a.is-active { color: var(--off-white); border-bottom-color: var(--mid-blue); }
  .cross-line-lang {
    display: flex; gap: 0.5rem; align-items: center;
    font-size: var(--fs-3xs); font-weight: 700; letter-spacing: 0.14em;
  }
  .cross-line-lang button {
    background: none; border: none; cursor: pointer;
    padding: 2px 4px;
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-3xs); font-weight: 700; letter-spacing: 0.14em;
    transition: color 0.2s ease;
  }
  .cross-line-lang .lang-active { color: var(--off-white); }
  .cross-line-lang .lang-inactive { color: rgba(230, 233, 226, 0.4); }
  .cross-line-lang .lang-inactive:hover { color: var(--mid-blue); }
  .cross-line-lang .lang-sep { color: rgba(230, 233, 226, 0.25); }
  @media (max-width: 600px) {
    .cross-line-inner { padding: 0 1rem; }
    .cross-line-links { gap: 1rem; font-size: var(--fs-3xs); letter-spacing: 0.12em; }
  }

  /* ---- NAV ---- */
  nav {
    position: fixed;
    top: 36px; left: 0; right: 0;
    z-index: 100;
    background: rgba(25, 40, 45, 0.95);
    backdrop-filter: blur(24px) saturate(170%);
    -webkit-backdrop-filter: blur(24px) saturate(170%);
    transition: background 0.3s ease;
  }

  .nav-inner {
    max-width: 1080px;
    margin: 0 auto;
    padding: 0 2rem;
    display: flex; justify-content: space-between; align-items: center;
    height: 72px;
  }

  .nav-logo img { height: 36px; width: auto; }

  .nav-links {
    display: flex; gap: 2.5rem;
    list-style: none; align-items: center;
  }

  .nav-links a {
    color: rgba(230, 233, 226, 0.55);
    text-decoration: none;
    font-size: var(--fs-xs); font-weight: 500;
    letter-spacing: 0.12em; text-transform: uppercase;
    transition: color 0.3s ease, border-color 0.3s ease;
    padding-bottom: 2px;
    border-bottom: 1px solid transparent;
  }

  .nav-links a:hover { color: var(--tan); border-bottom-color: var(--tan); }

  .nav-links .nav-cta {
    background: var(--tan);
    color: var(--navy);
    padding: 0.5rem 1.2rem;
    border-radius: 3px;
    border: 1px solid var(--tan);
    border-bottom-color: var(--tan);
    letter-spacing: 0.06em;
    font-weight: 600;
    transition: background 0.25s ease, color 0.25s ease, transform 0.2s ease;
  }

  .nav-links .nav-cta:hover {
    background: var(--white);
    color: var(--navy);
    border-color: var(--white);
    transform: translateY(-1px);
  }

  .nav-toggle {
    display: none;
    background: none; border: none;
    cursor: pointer; padding: 4px;
  }
  .nav-toggle span {
    display: block;
    width: 24px; height: 2px;
    background: var(--white);
    margin: 5px 0;
    transition: all 0.3s ease;
  }

  /* ---- HERO ---- */
  .hero {
    position: relative;
    min-height: 100vh;
    min-height: 100lvh;
    min-height: calc(100lvh + env(safe-area-inset-bottom) + 80px);
    padding-top: 108px;
    padding-bottom: calc(env(safe-area-inset-bottom) + 80px + 1rem);
    display: flex; align-items: center; justify-content: center;
    background: var(--navy);
    overflow: hidden;
  }

  .hero-bg {
    position: absolute; inset: 0;
    background: url('../../advisors/hero.jpg') center center / cover no-repeat fixed;
    z-index: 0;
  }
  .hero-bg::after {
    content: '';
    position: absolute; inset: 0;
    background: linear-gradient(180deg, rgba(25, 40, 45, 0.30) 0%, rgba(25, 40, 45, 0.55) 100%);
  }

  .hero-content {
    position: relative; z-index: 2;
    max-width: 1100px;
    margin: 0 auto;
    padding: 0 2rem;
    text-align: center;
  }

  .hero h1 {
    font-size: var(--fs-fluid-hero);
    color: var(--white);
    line-height: 1.15;
    margin-bottom: 1.5rem;
    max-width: 1100px;
    margin-left: auto;
    margin-right: auto;
  }

  .hero-sub {
    font-size: var(--fs-fluid-base);
    color: rgba(230, 233, 226, 0.82);
    line-height: 1.6;
    font-weight: 400;
    max-width: 62ch;
    margin: 0 auto 0.85rem;
    text-wrap: balance;
  }

  .hero-guide {
    font-size: var(--fs-fluid-base);
    color: var(--off-white);
    line-height: 1.6;
    font-weight: 400;
    max-width: 62ch;
    margin: 0 auto 2.5rem;
    text-wrap: balance;
  }

  .hero-guide strong {
    font-weight: 700;
  }

  /* ---- CTA BUTTON (golden, filled) ---- */
  .cta-button {
    display: inline-block;
    padding: 1rem 2.25rem;
    background: var(--tan);
    color: var(--navy);
    text-decoration: none;
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-ms);
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    border-radius: 3px;
    border: 1px solid var(--tan);
    transition: background 0.25s ease, color 0.25s ease, transform 0.2s ease, box-shadow 0.25s ease;
    box-shadow: 0 4px 14px rgba(168, 127, 81, 0.25);
  }
  .cta-button:hover {
    background: var(--white);
    color: var(--navy);
    border-color: var(--white);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(168, 127, 81, 0.35);
  }

  .hero-scroll {
    display: inline-flex;
    align-items: center; gap: 0.5rem;
    margin-top: 2.5rem;
    color: var(--mid-blue);
    text-decoration: none;
    font-size: var(--fs-sm); font-weight: 500;
    letter-spacing: 0.12em; text-transform: uppercase;
    transition: color 0.3s ease;
  }
  .hero-scroll:hover { color: var(--off-white); }
  .hero-scroll svg { animation: bobDown 2s ease-in-out infinite; }
  @keyframes bobDown {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(6px); }
  }

  /* ---- SECTIONS ---- */
  .container { max-width: 1080px; margin: 0 auto; }

  .section-label {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-ms); font-weight: 600;
    letter-spacing: 0.18em; text-transform: uppercase;
    color: var(--label-color);
    margin-bottom: 0.75rem;
  }
  .section-label::after {
    content: '';
    display: block;
    width: 48px; height: 3px;
    background: var(--tan);
    margin-top: 0.75rem;
  }
  .section-label-center { text-align: center; }
  .section-label-center::after { margin-left: auto; margin-right: auto; }

  .section-title {
    font-size: var(--fs-fluid-2);
    color: var(--teal);
    line-height: 1.2;
    margin-bottom: 1.5rem;
  }
  .section-body {
    font-size: var(--fs-base);
    line-height: 1.8;
    color: var(--text);
    font-weight: 350;
  }
  .section-body + .section-body { margin-top: 1.2rem; }

  .section-lead {
    font-size: var(--fs-lg);
    line-height: 1.7;
    color: var(--text-light);
    font-weight: 350;
    margin-top: 0.5rem;
  }

  .problems, .guide, .team, .principles, .plan, .final-cta {
    padding: 100px 2rem;
  }

  /* ---- PROBLEMS (navy, manifesto + interactive spread) ---- */
  .problems { background: var(--navy); color: var(--off-white); padding-bottom: 50px; }

  .manifesto {
    margin-bottom: var(--manifesto-mb, 1.5rem);
  }
  .manifesto-eyebrow {
    color: var(--tan);
    font-size: var(--fs-xs);
    font-weight: 600;
    letter-spacing: 0.24em;
    text-transform: uppercase;
    margin-bottom: 1.5rem;
    display: block;
  }
  .manifesto-text {
    font-family: 'Ibarra Real Nova', serif;
    font-style: italic;
    font-size: var(--fs-4xl);
    line-height: 1.35;
    color: var(--off-white);
    font-weight: 700;
    letter-spacing: -0.005em;
  }
  .manifesto-beat { display: block; margin-bottom: 0.55rem; }
  .manifesto-beat:last-child { margin-bottom: 0; }
  .manifesto-rule {
    width: 64px;
    height: 1px;
    background: var(--tan);
    margin-top: 1.6rem;
  }

  /* Spread (left list + right stage) */
  .spread {
    display: grid;
    grid-template-columns: 38% 1fr;
    grid-template-rows: auto 1fr;
    column-gap: 5rem;
    row-gap: var(--spread-row-gap, 1rem);
    align-items: start;
  }
  .spread-prompt { grid-column: 1; grid-row: 1; margin-bottom: 0; }
  .spread-list { grid-column: 1; grid-row: 2; }
  .spread-stage { grid-column: 2; grid-row: 2; }
  /* Also close the leftover spread-left wrapper end tag — none needed since we removed it */
  .spread-list {
    list-style: none;
    display: flex;
    flex-direction: column;
  }

  .spread-item {
    background: none;
    border: none;
    border-top: 1px solid rgba(168, 127, 81, 0.2);
    padding: 1.8rem 18px 1.8rem 22px;
    margin-left: -22px;
    width: calc(100% + 22px);
    cursor: pointer;
    text-align: left;
    color: inherit;
    font-family: inherit;
    transition: transform 0.35s ease, padding 0.25s ease, background 0.25s ease;
    position: relative;
  }
  .spread-item:last-of-type { border-bottom: 1px solid rgba(168, 127, 81, 0.2); }
  /* Left rail — fades in on hover, thickens on active */
  .spread-item::before {
    content: '';
    position: absolute;
    left: 8px;
    top: 1.2rem;
    bottom: 1.2rem;
    width: 0;
    background: var(--tan);
    opacity: 0;
    transition: width 0.3s ease, opacity 0.3s ease;
  }
  .spread-item:hover::before { width: 1px; opacity: 0.6; }
  .spread-item.active::before { width: 3px; opacity: 1; }
  /* Chevron caret — rotates on active */
  .spread-item::after {
    content: '›';
    position: absolute;
    right: 4px;
    top: 50%;
    transform: translateY(-50%);
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-4xl);
    line-height: 1;
    color: rgba(168, 127, 81, 0.7);
    transition: transform 0.3s ease, color 0.3s ease;
  }
  .spread-item:hover::after { color: rgba(168, 127, 81, 0.85); }
  .spread-item.active::after {
    transform: translateY(-50%) rotate(90deg);
    color: var(--tan);
  }
  /* Hover slide + subtle bg wash — same shift on hover and active */
  .spread-item:hover, .spread-item.active { transform: translateX(8px); }
  .spread-item:hover { background: rgba(230, 233, 226, 0.025); }
  .spread-item.active { background: rgba(230, 233, 226, 0.05); }

  .spread-numeral {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-style: italic;
    font-size: var(--fs-8xl);
    line-height: 0.85;
    color: var(--tan);
    opacity: 1;
    transition: opacity 0.35s ease;
    display: block;
    margin-bottom: 0.55rem;
  }

  .spread-name {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-2xl);
    color: var(--off-white);
    line-height: 1.2;
    margin-bottom: 0.55rem;
    max-width: 320px;
    display: block;
  }

  .spread-meta {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-2xs);
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--tan);
    font-weight: 500;
    display: block;
  }

  /* Right panel (desktop) */
  .spread-stage {
    border-left: 1px solid rgba(168, 127, 81, 0.2);
    padding-left: 4rem;
    min-height: 580px;
  }

  .stage-default {
    padding-top: 0.5rem;
    animation: fadeIn 0.4s ease;
  }
  .stage-default-title {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-2xl);
    line-height: 1.3;
    color: rgba(230, 233, 226, 0.72);
    margin-bottom: 0.65rem;
  }
  .stage-default-sub {
    font-family: 'Montserrat', sans-serif;
    font-weight: 350;
    font-size: var(--fs-md);
    color: rgba(230, 233, 226, 0.65);
    font-style: italic;
  }

  .stage-active { animation: fadeIn 0.4s ease; }
  .stage-active-eyebrow {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-2xs);
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: var(--tan);
    margin-bottom: 1.3rem;
    display: block;
  }
  .stage-active-heading {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-3xl);
    color: var(--off-white);
    margin-bottom: 2rem;
    line-height: 1.2;
  }

  .scenario {
    padding: 1.15rem 0;
    border-top: 1px solid rgba(168, 127, 81, 0.18);
  }
  .scenario:first-of-type { border-top: none; padding-top: 0; }
  .scenario-quote {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-style: italic;
    font-size: var(--fs-xl);
    color: var(--off-white);
    line-height: 1.3;
    margin-bottom: 0.55rem;
  }
  .scenario-cost-label {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-3xs);
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--tan);
    font-weight: 500;
    display: block;
    margin-bottom: 0.4rem;
  }
  .scenario-cost {
    font-family: 'Montserrat', sans-serif;
    font-weight: 350;
    font-size: var(--fs-ms);
    color: rgba(230, 233, 226, 0.72);
    line-height: 1.5;
    margin-bottom: 0.65rem;
  }
  .scenario-link {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-2xs);
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--tan);
    text-decoration: none;
    font-weight: 500;
    border-bottom: 1px solid rgba(168, 127, 81, 0.4);
    padding-bottom: 2px;
    transition: color 0.25s ease, border-color 0.25s ease;
  }
  .scenario-link:hover { color: var(--mid-blue); border-bottom-color: var(--mid-blue); }

  @keyframes fadeIn {
    from { opacity: 0; transform: translateY(6px); }
    to { opacity: 1; transform: translateY(0); }
  }

  /* Mobile inline body (hidden on desktop, expandable on mobile) */
  .spread-item-mobile-body { display: none; }

  /* ---- GUIDE / Quiénes somos (white, mirrors Holdings .who pattern) ---- */
  .guide { background: var(--white); }

  .guide-pullquote {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-2xl);
    line-height: 1.4;
    color: var(--teal);
    margin-bottom: 1.5rem;
  }

  .guide-body {
    border-left: 3px solid var(--tan);
    padding-left: 1.75rem;
    margin-bottom: 4rem;
  }
  .guide-body .section-body { font-size: var(--fs-base); }
  .guide-body .section-body strong { font-weight: 600; color: var(--teal); }

  /* ---- KPIs (within Guide section) ---- */
  .kpi-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    grid-auto-rows: 1fr;
    gap: 1.5rem;
    margin-top: 3rem;
  }
  @media (max-width: 900px) {
    .kpi-grid { grid-template-columns: repeat(2, 1fr); }
  }
  .kpi {
    background: var(--off-white);
    padding: 2.25rem 1.5rem;
    text-align: center;
    border-bottom: 3px solid var(--tan);
    position: relative;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-start;
    min-height: 180px;
  }
  .kpi-tbd {
    position: absolute;
    top: 10px; right: 10px;
    font-size: var(--fs-3xs); font-weight: 700;
    letter-spacing: 0.12em; text-transform: uppercase;
    color: var(--tan);
    background: rgba(168, 127, 81, 0.12);
    padding: 3px 7px;
    border-radius: 2px;
  }
  .kpi-number {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-fluid-3);
    color: var(--teal);
    line-height: 1;
    margin-bottom: 0.6rem;
    white-space: nowrap;
  }
  .kpi-label {
    font-size: var(--fs-xs);
    font-weight: 500;
    color: var(--text-light);
    letter-spacing: 0.04em;
    line-height: 1.4;
  }

  /* ---- TEAM (off-white, mirrors Holdings .team pattern) ---- */
  .team { background: var(--off-white); }

  .team-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
    margin-top: 3rem;
  }

  .team-member { text-align: center; }

  .team-photo {
    width: 180px; height: 180px;
    border-radius: 50%;
    margin: 0 auto 1.5rem;
    overflow: hidden;
    background: var(--teal);
    display: flex; align-items: center; justify-content: center;
    border: 3px solid var(--teal);
  }
  .team-photo img { width: 100%; height: 100%; object-fit: cover; }

  .team-name {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-xl);
    color: var(--navy);
    margin-bottom: 0.25rem;
  }
  .team-title {
    font-size: var(--fs-xs);
    font-weight: 500;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--label-color);
    margin-bottom: 1rem;
  }
  .team-bio {
    font-size: var(--fs-md);
    line-height: 1.65;
    color: var(--text-light);
    font-weight: 350;
    padding: 0 0.5rem;
  }
  .team-linkedin {
    display: inline-flex;
    align-items: center; gap: 0.4rem;
    margin-top: 1rem;
    color: var(--mid-blue);
    text-decoration: none;
    font-size: var(--fs-ms); font-weight: 500;
    letter-spacing: 0.04em;
    transition: color 0.2s ease;
  }
  .team-linkedin:hover { color: var(--teal); }

  /* ---- PLAN (white, circles + tan arrows) ---- */
  .plan { background: var(--white); }

  .plan-row {
    display: flex;
    align-items: flex-start;
    justify-content: center;
    gap: 0.5rem;
    margin-top: 4rem;
    flex-wrap: wrap;}

  .step {
    flex: 0 1 280px;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    text-decoration: none;
    color: inherit;
  }

  .step-eyebrow {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-xs);
    font-weight: 500;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--text-light);
    margin-bottom: 0.85rem;
  }

  .step-circle {
    width: 220px; height: 220px;
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    padding: 1.5rem;
    margin-bottom: 1.5rem;
    text-align: center;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
  }
  .step-circle-1 { background: var(--navy); }
  .step-circle-2 { background: var(--teal); }
  .step-circle-3 { background: var(--mid-blue); }
  .step-circle:hover {
    transform: scale(1.04);
    box-shadow: 0 12px 32px rgba(25, 40, 45, 0.18);
  }

  /* Step 1 is clickable — subtle hover indicator */
  .step.step-link:hover .step-circle-1 {
    box-shadow: 0 12px 32px rgba(168, 127, 81, 0.45);
    outline: 2px solid var(--tan);
    outline-offset: 4px;
  }
  .step.step-link:hover .step-eyebrow { color: var(--tan); }
  .step-link-hint {
    display: inline-block;
    margin-top: 1.25rem;
    padding: 0.7rem 1.5rem;
    background: var(--tan);
    color: var(--navy);
    font-size: var(--fs-xs);
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    border-radius: 3px;
    border: 1px solid var(--tan);
    transition: background 0.25s ease, color 0.25s ease, border-color 0.25s ease, transform 0.2s ease;
  }
  .step.step-link:hover .step-link-hint {
    background: var(--dark-brown);
    border-color: var(--dark-brown);
    color: var(--white);
    transform: translateY(-2px);
    box-shadow: 0 8px 18px rgba(168, 127, 81, 0.35);
  }

  .step-circle-label {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-2xl);
    color: var(--white);
    line-height: 1.2;
  }

  .step-desc {
    font-size: var(--fs-md);
    font-weight: 350;
    color: var(--text);
    line-height: 1.65;
    max-width: 260px;
  }

  .step-arrow {
    flex-shrink: 0;
    align-self: flex-start;
    margin-top: 134px;
    color: var(--tan);
    line-height: 1;
  }
  .step-arrow svg { width: 36px; height: 24px; display: block; }

  @media (max-width: 900px) {
    .plan-row { flex-direction: column; align-items: center; gap: 1.5rem; }
    .step { max-width: 320px; }
    .step-arrow { margin-top: 0; transform: rotate(90deg); align-self: center; }
  }

  /* ---- COMPARISON (off-white, replaces Stakes + Success) ---- */
  .comparison { background: var(--off-white); }

  .comparison-header {
    margin: 0 auto 4rem;
    text-align: center;
  }
  .comparison-header .section-label { display: inline-block; }
  .comparison-header .section-label::after { margin-left: auto; margin-right: auto; }

  .comparison-lead {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-xl);
    line-height: 1.55;
    color: var(--teal);
    text-align: center;
    margin: 0.5rem auto 0;
    font-style: italic;
  }

  .comparison-grid {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    gap: 1.5rem;
    align-items: stretch;
    max-width: 1080px;
    margin: 0 auto;
  }

  .compare-card {
    border-radius: 6px;
    padding: 3rem 2.5rem;
    display: flex;
    flex-direction: column;
    justify-content: center;
    position: relative;
    overflow: hidden;
    min-height: 420px;
    color: var(--white);
  }

  .compare-left {
    background: linear-gradient(180deg, #5d4631 0%, var(--dark-brown) 100%);
    border-top: 4px solid rgba(230, 233, 226, 0.4);
  }

  .compare-right {
    background-image: url('../../advisors/positive_stakes.jpg');
    background-size: cover;
    background-position: center;
    border-top: 4px solid var(--mid-blue);
  }
  .compare-right::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(34, 63, 69, 0.50) 0%, rgba(95, 158, 176, 0.45) 100%);
    z-index: 0;
  }
  .compare-right > * { position: relative; z-index: 1; }

  .compare-eyebrow {
    font-size: var(--fs-2xs);
    font-weight: 700;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: rgba(230, 233, 226, 0.7);
    margin-bottom: 0.85rem;
    text-align: center;
  }
  .compare-right .compare-eyebrow { color: var(--white); text-shadow: 0 1px 2px rgba(0,0,0,0.35); }

  .compare-headline {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-2xl);
    line-height: 1.3;
    color: var(--white);
    text-align: center;
    margin-bottom: 2rem;
    max-width: 320px;
    margin-left: auto;
    margin-right: auto;
  }
  .compare-right .compare-headline { text-shadow: 0 1px 4px rgba(0,0,0,0.4); }

  .compare-list {
    list-style: none;
    padding: 0;
    max-width: 320px;
    margin: 0 auto;
  }
  .compare-list li {
    padding: 0.7rem 0 0.7rem 2rem;
    font-size: var(--fs-md);
    line-height: 1.5;
    font-weight: 400;
    position: relative;
    color: rgba(255, 255, 255, 0.95);
  }
  .compare-right .compare-list li {
    text-shadow: 0 1px 3px rgba(0,0,0,0.35);
  }
  .compare-list-x li::before {
    content: '✕';
    position: absolute;
    left: 0.4rem; top: 0.6rem;
    color: #E89B91;
    font-weight: 700;
    font-size: var(--fs-base);
    line-height: 1;
  }
  .compare-list-check li::before {
    content: '✓';
    position: absolute;
    left: 0.3rem; top: 0.55rem;
    color: var(--mid-blue);
    font-weight: 700;
    font-size: var(--fs-lg);
    line-height: 1;
  }

  .compare-arrow {
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--tan);
    padding: 0 0.5rem;
  }
  .compare-arrow svg { width: 32px; height: 22px; display: block; }

  @media (max-width: 900px) {
    .comparison-grid {
      grid-template-columns: 1fr;
      gap: 1.5rem;
    }
    .compare-arrow { transform: rotate(90deg); }
  }

  /* ---- FINAL CTA (navy) ---- */
  .final-cta {
    background: var(--navy);
    text-align: center;
  }

  .final-cta h2 {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    color: var(--white);
    font-size: var(--fs-fluid-2);
    line-height: 1.25;
    max-width: 820px;
    margin: 0 auto 1rem;
  }

  .final-cta .lead {
    color: rgba(230, 233, 226, 0.7);
    max-width: 580px;
    margin: 0 auto 2.5rem;
    font-size: var(--fs-base);
    font-weight: 400;
    line-height: 1.7;
  }

  /* ---- FOOTER ---- */
  footer {
    background: var(--navy);
    padding: 2rem 2rem 2.5rem;
    border-top: 1px solid rgba(95, 158, 176, 0.1);
  }
  .footer-inner {
    max-width: 1080px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
  }
  .footer-logo img { height: 28px; width: auto; }
  .footer-info { text-align: right; }
  .footer-email {
    color: var(--mid-blue);
    text-decoration: none;
    font-size: var(--fs-ms);
    font-weight: 400;
    transition: color 0.2s;
  }
  .footer-email:hover { color: var(--white); }
  .footer-copy {
    font-size: var(--fs-xs);
    color: rgba(255, 255, 255, 0.3);
    margin-top: 0.35rem;
  }

  /* ---- DISCLAIMER ---- */
  .disclaimer { background: var(--navy); padding: 2rem 2rem; }
  .disclaimer p {
    max-width: 900px;
    margin: 0 auto;
    font-size: var(--fs-xs);
    line-height: 1.7;
    color: rgba(230, 233, 226, 0.45);
    text-align: center;
    font-weight: 350;
  }

  /* ---- RESPONSIVE ---- */
  @media (max-width: 900px) {
    .team-grid,
    .kpi-grid {
      grid-template-columns: 1fr;
      margin-left: auto;
      margin-right: auto;
      gap: 2rem;
    }

    /* Problems section: collapse spread to single column, hide right panel,
       expand scenarios inline on tap */
    .manifesto { margin-bottom: 3rem; }
    .manifesto-eyebrow { font-size: var(--fs-2xs); letter-spacing: 0.2em; margin-bottom: 1rem; }
    .manifesto-text { font-size: var(--fs-xl); line-height: 1.4; }
    .manifesto-beat { margin-bottom: 0.65rem; }
    .manifesto-rule { margin-top: 1.8rem; width: 48px; }

    .spread { grid-template-columns: 1fr; gap: 0; }
    .spread-stage { display: none; }

    /* Reset desktop horizontal extension, restore container alignment */
    .spread-item {
      margin-left: 0;
      width: 100%;
      padding: 1.5rem 36px 1.4rem 16px;
      min-height: 44px;
    }
    .spread-item:last-of-type { border-bottom: none; }
    /* Rail at the left edge of the button (inside container) */
    .spread-item::before { left: 0; top: 1rem; bottom: 1rem; }
    /* Chevron repositioned for mobile right padding */
    .spread-item::after { right: 10px; font-size: var(--fs-2xl); }
    /* Disable translateX slide on mobile — full-width buttons can't slide right */
    .spread-item:hover, .spread-item.active { transform: none; }
    /* Bump bg wash slightly since we lost the slide affordance cue */
    .spread-item:hover { background: rgba(230, 233, 226, 0.04); }
    .spread-item.active { background: rgba(230, 233, 226, 0.07); }
    .spread-numeral { font-size: var(--fs-7xl); margin-bottom: 0.4rem; }
    .spread-name { font-size: var(--fs-xl); margin-bottom: 0.4rem; max-width: 100%; }
    .spread-meta { font-size: var(--fs-3xs); letter-spacing: 0.16em; }

    .spread-item-mobile-body {
      display: block;
      max-height: 0;
      overflow: hidden;
      transition: max-height 0.5s ease;
    }
    .spread-item.active + .spread-item-mobile-body {
      max-height: 3000px;
      border-bottom: 1px solid rgba(168, 127, 81, 0.2);
    }
    .spread-item-mobile-body-inner { padding: 0 0 2rem 0; }
    .spread-item-mobile-body .scenario {
      padding: 1.5rem 0;
      border-top: 1px solid rgba(168, 127, 81, 0.15);
    }
    .spread-item-mobile-body .scenario:first-child {
      border-top: none;
      padding-top: 0.5rem;
    }
    .spread-item-mobile-body .scenario-quote { font-size: var(--fs-lg); line-height: 1.4; margin-bottom: 0.9rem; }
    .spread-item-mobile-body .scenario-cost { font-size: var(--fs-ms); }
    .spread-item-mobile-body .scenario-link { font-size: var(--fs-2xs); }
  }

  @media (max-width: 768px) {
    /* iOS Safari: parallax via background-attachment: fixed is unreliable on long mobile pages */
    .hero-bg { background-attachment: scroll; }
    .nav-links { display: none; }
    .nav-links.open {
      display: flex;
      flex-direction: column;
      position: absolute;
      top: calc(100% - 1px);
      left: 0; right: 0;
      background: rgba(25, 40, 45, 0.95);
      backdrop-filter: blur(24px) saturate(170%);
      -webkit-backdrop-filter: blur(24px) saturate(170%);
      padding: 1.5rem 2rem;
      gap: 1.25rem;
      align-items: flex-start;
    }
    .nav-toggle { display: block; }

    .problems, .guide, .team, .principles, .plan, .final-cta { padding: 4rem 1.5rem; }
    .hero { padding-left: 1.5rem; padding-right: 1.5rem; }
    .hero h1 { font-size: 1.75rem; line-height: 1.2; }
    .section-label { font-size: var(--fs-sm); }
    .section-title { font-size: var(--fs-2xl); }
    .container { padding: 0; }

    /* Comparison cards: drop min-height + tighten padding when stacked */
    .compare-card { min-height: auto; padding: 2.25rem 1.5rem; }
    .compare-headline { font-size: var(--fs-xl); margin-bottom: 1.5rem; }

    .footer-inner {
      flex-direction: column;
      gap: 1rem;
      text-align: center;
      padding: 0 1.5rem;
    }
    .footer-info { text-align: center; }
  }

  @media (max-width: 520px) {
    .team-photo { width: 140px; height: 140px; }
    .kpi-grid { grid-template-columns: 1fr; }
    /* Step circles: shrink for small phones */
    .step-circle { width: 180px; height: 180px; padding: 1.2rem; }
    .step-circle-label { font-size: var(--fs-xl); }
    .step-desc { font-size: var(--fs-ms); }
    /* Problems section: tighten manifesto + numerals on small phones */
    .manifesto-text { font-size: var(--fs-lg); }
    .spread-numeral { font-size: var(--fs-6xl); }
    .spread-name { font-size: var(--fs-lg); }
  }

  /* ---- ANIMATIONS ---- */
  .fade-in {
    opacity: 0;
    transform: translateY(20px);
    transition: opacity 0.7s ease, transform 0.7s ease;
  }
  .fade-in.visible { opacity: 1; transform: translateY(0); }

  /* Spread prompt — sits above the spread-list, signals interactivity */
  .spread-left { display: flex; flex-direction: column; }
  .spread-prompt { margin-bottom: 1.6rem; }
  .spread-prompt-title {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--spread-prompt-size, var(--fs-4xl));
    line-height: 1.3;
    color: var(--off-white);
    margin-bottom: 0.45rem;
  }
  .spread-prompt-sub {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-2xs);
    font-weight: 600;
    letter-spacing: 0.24em;
    text-transform: uppercase;
    color: var(--tan);
  }
  /* Chevron — bumped up for affordance + subtle bg wash on hover/active */

  /* ---- STAKES (full-bleed, single block, replaces two-column comparison) ---- */
  .stakes-block {
    position: relative;
    min-height: 600px;
    background-image: url('../../advisors/positive_stakes.jpg');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
  }
  .stakes-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(25, 40, 45, 0.72) 0%, rgba(25, 40, 45, 0.80) 100%);
    z-index: 0;
  }
  .stakes-content {
    position: relative;
    z-index: 1;
    padding: 110px 2rem;
    color: var(--off-white);
    max-width: 760px;
    margin: 0 auto;
  }
  .stakes-eyebrow {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-xs);
    font-weight: 600;
    letter-spacing: 0.24em;
    text-transform: uppercase;
    color: var(--tan);
    margin-bottom: 1.6rem;
  }
  .stakes-headline {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-style: italic;
    font-size: var(--fs-fluid-2);
    line-height: 1.2;
    color: var(--white);
    margin-bottom: 2rem;
    letter-spacing: -0.005em;
  }
  .stakes-body {
    font-family: 'Montserrat', sans-serif;
    font-weight: 350;
    font-size: var(--fs-base);
    line-height: 1.7;
    color: rgba(230, 233, 226, 0.88);
    margin-bottom: 1.4rem;
  }
  .stakes-body:last-child { margin-bottom: 0; }
  @media (max-width: 768px) {
    .stakes-block { background-attachment: scroll; min-height: 480px; }
    .stakes-content { padding: 64px 1.5rem; }
    .stakes-headline { font-size: var(--fs-2xl); line-height: 1.2; }
    .stakes-body { font-size: var(--fs-md); }
  }


  /* Stakes CTA — sits inside .stakes-content, sharing the bg image */
  .stakes-cta {
    margin-top: 3.5rem;
    padding-top: 3rem;
    border-top: 1px solid rgba(168, 127, 81, 0.30);
    text-align: center;
  }
  .stakes-cta-headline {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-fluid-3);
    line-height: 1.3;
    color: var(--white);
    margin: 0 auto 1rem;
    letter-spacing: -0.005em;
    max-width: 680px;
  }
  .stakes-cta-lead {
    font-family: 'Montserrat', sans-serif;
    font-weight: 350;
    font-size: var(--fs-base);
    line-height: 1.7;
    color: rgba(230, 233, 226, 0.78);
    margin: 0 auto 2rem;
    max-width: 580px;
  }
  @media (max-width: 768px) {
    .stakes-cta { margin-top: 2.4rem; padding-top: 2rem; }
    .stakes-cta-headline { font-size: var(--fs-2xl); }
    .stakes-cta-lead { font-size: var(--fs-md); margin-bottom: 1.6rem; }
  }


  /* ---- CONTACT FORM (above footer, navy bg matching footer) ---- */
  .contact-form-section {
    background: var(--navy);
    padding: 76px 2rem 88px;
    border-top: 1px solid rgba(95, 158, 176, 0.08);
  }
  .contact-form-intro {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-sm);
    font-weight: 400;
    color: rgba(230, 233, 226, 0.55);
    text-align: center;
    margin: 0 auto 2rem;
    max-width: 540px;
    letter-spacing: 0.02em;
  }
  .contact-form { max-width: 640px; margin: 0 auto; }
  .contact-form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
  .form-field { margin-bottom: 1rem; display: flex; flex-direction: column; }
  .form-field label {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-xs);
    font-weight: 600;
    letter-spacing: 0.1em;
    color: rgba(230, 233, 226, 0.82);
    margin-bottom: 0.45rem;
    text-transform: uppercase;
  }
  .form-optional {
    font-weight: 400;
    text-transform: none;
    color: rgba(230, 233, 226, 0.42);
    letter-spacing: 0;
    font-size: var(--fs-2xs);
    margin-left: 0.25rem;
  }
  .form-field input,
  .form-field textarea {
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-md);
    padding: 0.78rem 0.9rem;
    border: 1px solid rgba(230, 233, 226, 0.18);
    border-radius: 3px;
    background: rgba(255, 255, 255, 0.04);
    color: var(--off-white);
    transition: border-color 0.2s ease, background 0.2s ease, box-shadow 0.2s ease;
    width: 100%;
  }
  .form-field input::placeholder,
  .form-field textarea::placeholder { color: rgba(230, 233, 226, 0.32); }
  .form-field input:focus,
  .form-field textarea:focus {
    outline: none;
    border-color: var(--mid-blue);
    background: rgba(255, 255, 255, 0.06);
    box-shadow: 0 0 0 3px rgba(95, 158, 176, 0.18);
  }
  .form-field textarea { resize: vertical; min-height: 120px; font-family: 'Montserrat', sans-serif; }
  .form-honeypot {
    position: absolute; left: -9999px; width: 1px; height: 1px;
    overflow: hidden; opacity: 0; pointer-events: none;
  }
  .form-submit-row { display: flex; align-items: center; gap: 1rem; margin-top: 1.5rem; }
  .contact-form-submit {
    display: inline-block;
    padding: 0.85rem 2rem;
    background: var(--mid-blue);
    color: var(--navy);
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-xs);
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    border: 1px solid var(--mid-blue);
    border-radius: 3px;
    cursor: pointer;
    transition: background 0.25s ease, color 0.25s ease, border-color 0.25s ease, transform 0.2s ease, box-shadow 0.2s ease;
  }
  .contact-form-submit:hover:not(:disabled) {
    background: var(--off-white);
    color: var(--navy);
    border-color: var(--off-white);
    transform: translateY(-1px);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.35);
  }
  .contact-form-submit:disabled { opacity: 0.6; cursor: not-allowed; }
  .form-status { font-family: 'Montserrat', sans-serif; font-size: var(--fs-ms); font-weight: 500; }
  .form-status.success { color: var(--mid-blue); }
  .form-status.error { color: #E89B91; }
  @media (max-width: 600px) {
    .contact-form-section { padding: 56px 1.5rem 72px; }
    .contact-form-grid { grid-template-columns: 1fr; gap: 0; }
    .form-submit-row { flex-direction: column; align-items: stretch; gap: 0.75rem; }
    .form-status { text-align: center; }
    .contact-form-submit { width: 100%; padding: 1rem 1.5rem; }
  }


  /* ---- PRINCIPLES (teal, ported from Holdings) ---- */
  .principles { background: var(--teal); }
  .principles .container { max-width: 1280px; }
  .principles .section-label { color: var(--label-color); text-align: center; }
  .principles .section-label::after { margin-left: auto; margin-right: auto; }
  .principles .section-title {
    color: var(--white);
    text-align: center;
  }
  .principles .section-title span { transition: color 0.3s ease; }
  .principles .section-title span.active { color: var(--tan); }
  .principles-intro {
    font-size: var(--fs-base);
    line-height: 1.7;
    color: rgba(230, 233, 226, 0.75);
    font-weight: 350;
    text-align: center;
    margin: 0 auto;
  }
  .principles-grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 1rem;
    margin-top: 3rem;
    max-width: 100%;
  }
  .principle-item {
    background: rgba(255,255,255,0.04);
    border: 1px solid rgba(230,233,226,0.1);
    border-radius: 4px;
    padding: 1.5rem 1.25rem;
    text-align: center;
    cursor: default;
    transition: background 0.35s ease, border-color 0.35s ease;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-start;
  }
  .principle-item:hover, .principle-item.active {
    background: rgba(168,127,81,0.12);
    border-color: rgba(168,127,81,0.35);
  }
  .principle-name {
    font-family: 'Ibarra Real Nova', serif;
    font-weight: 700;
    font-size: var(--fs-lg);
    color: var(--off-white);
    letter-spacing: 0.02em;
    transition: color 0.3s ease;
  }
  .principle-desc {
    font-size: var(--fs-sm);
    line-height: 1.55;
    color: rgba(230, 233, 226, 0.8);
    font-weight: 350;
    margin-top: 0.75rem;
    visibility: hidden;
    opacity: 0;
    transition: visibility 0s 0.35s, opacity 0.35s ease;
  }
  .principle-item:hover .principle-name,
  .principle-item.active .principle-name { color: var(--tan); }
  .principle-item:hover .principle-desc,
  .principle-item.active .principle-desc {
    visibility: visible;
    opacity: 1;
    transition: visibility 0s 0s, opacity 0.35s ease;
  }
  @media (max-width: 768px) {
    .principles-grid {
      grid-template-columns: repeat(2, 1fr);
      grid-auto-rows: 1fr;
    }
  }


  /* Principles: override global section-title max-width so D-R-I-V-E-I spans the wider 1280 container */
  .principles .section-title { max-width: none; }
  .principles-intro { margin-left: auto; margin-right: auto; }

  /* ============================================================
     MEGA MENU — Cómo Ayudamos
     ============================================================ */
  .has-megamenu { position: static; }
  .has-megamenu > a { display: inline-flex; align-items: center; gap: 6px; }
  .has-megamenu .nav-chevron {
    opacity: 0.7;
    transition: transform 0.25s ease, opacity 0.25s ease;
  }
  .has-megamenu:hover .nav-chevron,
  .has-megamenu.open .nav-chevron,
  .has-megamenu.is-hovered .nav-chevron { opacity: 1; transform: rotate(180deg); }

  .megamenu {
    position: fixed;
    top: calc(100% - 1px);
    left: 0; right: 0;
    z-index: 99;
    background: rgba(25, 40, 45, 0.95);
    backdrop-filter: blur(24px) saturate(170%);
    -webkit-backdrop-filter: blur(24px) saturate(170%);
    border-bottom: 1px solid rgba(95, 158, 176, 0.15);
    padding: 2.75rem 2rem 3rem;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-6px);
    transition: opacity 0.22s ease, transform 0.22s ease, visibility 0s linear 0.22s;
    pointer-events: none;
  }
  .has-megamenu.open .megamenu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
    pointer-events: auto;
    transition: opacity 0.22s ease, transform 0.22s ease, visibility 0s linear 0s;
  }
  .megamenu-inner {
    max-width: 1080px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2.75rem;
  }
  .megamenu-col-title {
    font-family: 'Ibarra Real Nova', serif;
    font-size: var(--fs-base);
    color: var(--off-white);
    font-weight: 700;
    line-height: 1.3;
    margin: 0 0 1.1rem;
    padding-bottom: 0.85rem;
    border-bottom: 1px solid rgba(168, 127, 81, 0.28);
  }
  .megamenu-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 0.6rem;
  }
  .megamenu-list a {
    color: rgba(230, 233, 226, 0.78);
    text-decoration: none;
    font-family: 'Montserrat', sans-serif;
    font-size: var(--fs-ms);
    font-weight: 400;
    letter-spacing: 0;
    text-transform: none;
    line-height: 1.4;
    padding: 2px 0;
    border-bottom: none;
    transition: color 0.18s ease;
    display: inline-block;
  }
  .megamenu-list a:hover,
  .megamenu-list a:focus-visible {
    color: var(--tan);
    border-bottom: none;
  }

  @media (max-width: 768px) {
    .megamenu {
      position: static;
      opacity: 1;
      visibility: visible;
      transform: none;
      pointer-events: auto;
      background: transparent;
      box-shadow: none;
      backdrop-filter: none;
      -webkit-backdrop-filter: none;
      border-bottom: none;
      padding: 0;
      transition: none;
      display: none;
      width: 100%;
    }
    .has-megamenu.open .megamenu { display: block; }
    .megamenu-inner {
      display: flex;
      flex-direction: column;
      gap: 0;
      padding: 0.5rem 0 0.25rem;
    }
    .megamenu-col-title {
      font-family: 'Montserrat', sans-serif;
      font-size: var(--fs-3xs);
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: var(--tan);
      font-weight: 600;
      border-bottom: none;
      padding-bottom: 0;
      margin: 1.1rem 0 0.5rem;
  }
    .megamenu-col:first-child .megamenu-col-title { margin-top: 0.25rem;
  }
    .megamenu-list { gap: 0.4rem; padding-left: 0; }
    .megamenu-list a {
      font-size: var(--fs-md);
      color: rgba(230, 233, 226, 0.88);
      padding: 0.25rem 0;
  }
  }


    /* === P1: line-break quality === */
    h1, h2, h3, h4 { text-wrap: balance; }
    p { text-wrap: pretty; }
  
  /* Phone hero: smaller portrait crop (added 2026-10) */
  @media (max-width: 768px) { .hero-bg { background-image: url('../../advisors/hero-m.jpg'); } }
